Student loans and allowances

The government contributes to the cost of further education in New Zealand for eligible students, but most tertiary education providers also charge fees depending on the type of course being offered. Students can borrow money for tuition fees, course costs and living costs, and they might qualify for a subsidy for living costs. Here are the kinds of financial assistance available for tertiary students:

Student Allowance

The Student Allowance provides a subsidy towards the living costs of full-time students who meet certain income and age criteria. The scheme is aimed at students from low-income families who may not be able to afford to study otherwise.

Student Loan

As a student you can borrow money for the payment of tertiary fees, course related costs and to subsidise your living expenses. You need to repay money borrowed from the scheme to the government once you start earning over a certain income threshold.

Scholarships and Grants

You might be able to get a scholarship or grant to help with our tertiary studies. 

Community Services Card

Tertiary students are eligible for a Community Services Card to help with health care costs.

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