Student loans and allowances

The government contributes to the cost of further education in New Zealand for eligible students, but most tertiary education providers also charge fees depending on the type of course being offered. Students can borrow money for tuition fees, course costs and living costs, and they might qualify for a subsidy for living costs. Here are the kinds of financial assistance available for tertiary students:

Student Allowances Scheme

The Student Allowances Scheme provides a subsidy towards the living costs of full-time students who meet certain income and age criteria. The scheme is aimed at students from low-income families who may not be able to afford to study otherwise.

You can find more information about the Student Allowances Scheme on StudyLink's website.

Student Loan Scheme

The Student Loan Scheme provides loans to students who don't have the money they need to enrol. As a student you can borrow money for the payment of tertiary fees, course related costs and to subsidise your living expenses. You need to repay money borrowed from the scheme to the government once you start earning over a certain income threshold.

You can find more information on the Student Loan Scheme on StudyLink's website.

Scholarships and Grants

You might be able to get a scholarship or grant to help with our tertiary studies. Check our tertiary scholarships page for details.

Community Services Card

Tertiary students are eligible for a Community Services Card to help with health care costs, so encourage them to apply for one.

You can get the application forms from the Work and Income website

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